Identify Your Values and Goals to Live Simply Happy and Debt Free

Identify Your Values and Goals to Live Simply Happy and Debt Free
By Deon Hoffmann

Learning to be simply happy means knowing exactly what is important to you in your life.

In beginning the process of living simply happy and debt-free requires that you identify and analyze your values. Values are the things you strive for in your life and they should be the beacon of light to you in everything you do. The values in your life shine before you and light your path to reach your goals.

Once you have identified your values, it is much easier to establish and reach your goals. As you define your values, think about what you really want to do or have. Maybe independence, security, and spirituality are important to you. Perhaps power, authority, and adventure are your values.

Be honest with yourself and clarify your values.

Once you recognize your values:

• determine if you are living the life you want to live based on your values
• assess how your goals and actions in life align with your values
• determine if you are effectively prioritizing your actions
• think about things in your life that take you further away from your values
• consider any hindrances that prohibit you from living your life based on your personal values.

Now that your values are crystal clear to you, begin to live your life today based on those values. You need to stay focused on your values and keep them firmly in your mind as you determine your goals. Let your values direct your path and your actions towards a better life.

Many people never take time to truly establish goals for their lives. They either don't believe it's important or they don't see the point in it. Some people don't really know what they want out of life while others are afraid to set goals in fear of not achieving them. Some people don't even know how to begin setting goals because they've never given it any consideration at all.

But setting goals is what provides you with the roadmap to achieving the things that are really important to you. Establishing a goal drives you to a destination and reaching your destination helps you establish new and better goals. It's a lifelong process of deciding where you want to go, creating plans to get there, and establishing new goals once you arrive.

Reaching your goals is a fulfilling and satisfying experience. It gives you the confidence and motivation to move forward. It also gives you the satisfaction of knowing that you have accomplished an important milestone in your life while holding true to your personal values.

What could be more rewarding!

An excellent guide to help you Identify your Values and reach you Goals to Simply Live Happily and Debt-Free is now instantly available at http://www.womenslifestylepublications.com/business/debtconsolidation

My Aim in Life is to Inspire a New Resolve for Balance, Energy & Focus in Your Life today. Taking care of your Health and Wealth has never been more important.

Discover and stay informed with self-help solutions, fitness, diet, lifestyle, pregnancy, motherhood, finance, wealth, romance, travel and other great advice to empower everyone to look after their health.

Article Source: http://EzineArticles.com/?expert=Deon_Hoffmann
Identify Your Values and Goals to Live Simply Happy and Debt Free

Debt Free Army's Great Concern to Get its Army out of Debt Works Wonders

Debt Free Army's Great Concern to Get its Army out of Debt Works Wonders
By Poly Muthumbi

Debt free army personnel understand that Debt problems have in years disorganized peoples lives taking them to directions that they were never intended for. Debts are positive in some way especially when what you are paying for is critical.

For example if a debt is as a result of that home, or for education of your children, or if an abrupt and unavoidable thing happens, then it is worth. Debts are dreadful if they are due to carelessness or lack of discipline on the way we use our credit cards or taking a loan to buy a car or just something one can live without and still survive.

John Avanzini or Brother John if you like it had a God's Visitation to help address the issue of debt and establish a debt free army ready to live stress free and serve God without any limitation.

Brother John met Harold Herring and knew that he is the chosen one, to help him come up with debt free army. They both could not say no to God's call and so they had to figure out a way form the army to help His children to walk to debt freedom.

God wanted Brother John and Harold Herring to minister to His children and help them get out debt as soon as possible. He also wanted his army to be a sympathetic one that will look up on the needs of those still in debt and not leave them struggling.

So Herring having been entrusted by Brother John, approached his loving wife and together with the help of United States financial writers and experts went went down to business.

They came up with overwhelming financial strategies that were meant to direct people on how to save money. Having followed closely to several rules, a debt free army was formed.

On the first year of operation, these financial strategies were emailed to every member of debt free army and the implementation began.

These materials have been circulating over the years and a lot of appreciation for the pioneers and those who contributed to the formation of debt free army have ever been praised. It was a big hit to the Christian world.

People were able to successfully get out of debt after following closely to the financial plan. The ministry may have spent a lot of money to develop these financial materials that saw to so many becoming debt free but it was able to accomplish God's assignment and is still performing its purpose.

If that debt is really pushing you to the wall, it is not really the end of the world. Debt free army is the place to be right now. Join the thousands of people who are enjoying this great debt free financial plan approach and start solving that nagging debt problem.

Use the available financial debt tools and the links provided for you and who knows, this could be the end of your debt problems. With people like Herring and John who cared that you are struggling a lot with the debt and came up with such a wonderful solution, all that is left for you to do is implement this financial strategy to your advantage and you will not regret.

Article Source: http://EzineArticles.com/?expert=Poly_Muthumbi

Debt Free Army's Great Concern to Get its Army out of Debt Works Wonders

Become Debt Free After 3 Simple Steps

Become Debt Free After 3 Simple Steps
By Philippa McCulloch

The ultimate question... How to clear debt for good? Well there are many approaches to this - some have failed, others have triumphed...it all really depends on your will power! Three top tips are as follows:

1. What are your expenses?

Either go to your bank, and ask for a copy of all your direct debits, and standing orders or log onto your online banking. You need to take control. ~ When do they come off? ~What are they for? ~ Do you really need sky tv?

2. When do you want it to happen?

Now, we need to be realistic here. If your earning on average say £800 a month, it's not feasible to clear off 20k within 6months...(without taking on further debt)

Set yourself a reasonable target, say £50 - £100 per month to put aside in a separate account. Cut up the card for it if you have next-to-no will power.

3. Where to start?

Well, the best place to start is to lay out recent statements so you know exactly what your dealing with. Don't look at whats outstanding, but the interest rates first. That is where were going to make the impact first.

E.g:

Store cards are known for there best offers, the funky card designs, but also the longest nightmare to pay off. Trust me, if you have one, cut it up! After you've put that money aside in the separate account, enjoy the moment of phoning the company and paying it all off.

Where to go from there? repeat steps 1-3 until ALL DEBT IS GONE!

Article Source: http://EzineArticles.com/?expert=Philippa_McCulloch

Become Debt Free After 3 Simple Steps

Consolidate Student Loan Debt - 3 Powerful Ways to Become Debt Free

Consolidate Student Loan Debt - 3 Powerful Ways to Become Debt Free
By Ross T Richards

Okay so now that you have graduated from University it has come to your attention that you are now heavily in debt.

And as unfair as it may seem you now have to try and figure out how to reduce your student debt on your own. Do not fear, help is here. Today we will look at 3 ways you can consolidate student loan debt:

All depending on your situation your parents or grandparents may be able to assist you financially. Most parents will have a mortgage or in some cases they may be freehold. With their credit history they are more likely to have a good credit record with their financial lender. It may be an option for you to take out the loan with your family.

You can also look at getting a part time job in order to repay the debt. It may be possible to work weekends or during the week. Child care can be a particularly high paying job, especially for short periods of time. You can charge up to $20 per hour. This will greatly reduce your overall loan a lot quicker than you may think.

Your other option is obtain debt consolidation quotes. As these are quotes or queries you will not be obligated to take the loan. But it will give you an idea as to whether you can reduce your overall costs or reduce the amount you will paying each month.

This is a great idea especially if your monthly costs exceed what you are currently earning. To start with you can apply for some loans online. It is quick, easy and convenient and it will save you time and money

Article Source: http://EzineArticles.com/?expert=Ross_T_Richards

Consolidate Student Loan Debt - 3 Powerful Ways to Become Debt Free

Cheap Fast Debt Consolidation Loan

Cheap Fast Debt Consolidation Loan
By Kirthy Shetty

How would your financial life be, if you were to make a single payment in place of numerous loans?

You don’t have to shun away from your creditors’ calls avoiding his threatening calls nor do you have to miss out on your loan payments. Cheap fast debt consolidation brings you the well deserved solace and replaces all your multiple monthly bills with single cheap debt consolidation bill.

The main objective of fast debt management services such as best consolidation loans or direct debt free advice is to clear of a substantial portion of your debts within a span of 5 years.

A cheap debt consolidation loan fast is a consolidation loan procured at a lower interest rate for the benefit of both a debtor and a creditor.

A creditor agrees to a debt consolidation loan as he is sure of recouping at least a portion of his debts if not the whole amount and on the other hand a debtor gets an opportunity to repay back with lesser EMI.

Fast debt management service includes a debt consolidation loan cheap, direct debt free advice and debt relief services. When do you apply for a fast cheap debt consolidation loan?

-When you are tired of repaying numerous debt payments and want to repay back in a single payment

-Not able to meet the high interest loans

-Lock in at fixed interest rate instead of varying interest rate

-Reduce your monthly budget towards debt repayment

-Pay off existing debt and get debt free with best consolidation loans!

Consider the main objective of fast cheap debt consolidation loan [http://www.debt-consolidation-loan-direct.co.uk] with a direct debt free advice:

Firstly, such a fast cheap consolidation debt will offer financial succor and comforts those borrowers who are battling with the debt problems and are looking out for ways to free of high interest debt.

Secondly, cheap debt consolidation loan fast is offered at a low rate and is approved quickly. And the lender can retrieve the loan amount from the defaulters and non payers, which would have otherwise been difficult.

Also be aware of the fact that best debt consolidation loan is not a panacea of all your debt problems. It can do away with a substantial amount of debts and if you follow your budget properly, you can clear maximum amount of your debts.

One needs to understand the importance of debt consolidation loan before opting for one and choose a cheap fast debt consolidation loan lender carefully who not only offers loan to you but also guides you with a free and sound advice that is offered to you directly.

Get your Cheap Debt Consolidation Loan information: Cheap fast debt Consolidation Loans Online [http://www.fast-secured-loan.co.uk/debt-consolidation-loans.html]

Article Source: http://EzineArticles.com/?expert=Kirthy_Shetty
Cheap Fast Debt Consolidation Loan