By Ross T Richards
Okay so now that you have graduated from University it has come to your attention that you are now heavily in debt.
And as unfair as it may seem you now have to try and figure out how to reduce your student debt on your own. Do not fear, help is here. Today we will look at 3 ways you can consolidate student loan debt:
All depending on your situation your parents or grandparents may be able to assist you financially. Most parents will have a mortgage or in some cases they may be freehold. With their credit history they are more likely to have a good credit record with their financial lender. It may be an option for you to take out the loan with your family.
You can also look at getting a part time job in order to repay the debt. It may be possible to work weekends or during the week. Child care can be a particularly high paying job, especially for short periods of time. You can charge up to $20 per hour. This will greatly reduce your overall loan a lot quicker than you may think.
Your other option is obtain debt consolidation quotes. As these are quotes or queries you will not be obligated to take the loan. But it will give you an idea as to whether you can reduce your overall costs or reduce the amount you will paying each month.
This is a great idea especially if your monthly costs exceed what you are currently earning. To start with you can apply for some loans online. It is quick, easy and convenient and it will save you time and money
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